US Edition
‘Am I paying too much in pension charges – and what’s a ‘good’ return?’
Pensions Doctor Q&A special: our expert answers your most common queries
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‘Does my state pension pass to my wife if I die before her?’
Pensions Doctor: our reader wants to know what retirement pot their spouse can expect
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‘Could my RAF pension ruin my chance to take a £90,000 tax-free lump sum?’
Pensions Doctor: our reader wants to access their cash while continuing to save for retirement
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‘My council pension is so small – I can’t afford advice on what to do with it’
Pensions Doctor: our reader is seeking low cost help for their retirement options
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‘I’ve never had this much money in my life – can my windfall pay for both retirement and some fun?’
Pensions Doctor: Our reader wants to know how far her finances will stretch
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‘Will my wife miss out on my £50k annual pension if I die first?’
Pensions Doctor: our reader is worried his spouse could face a miserly retirement
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‘Equitable Life lost my pension – and now I can’t even get compensation’
Pensions Doctor: our reader wants to know if there’s any way to get their money back
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‘We’re denied pension credit because I’m 15 years younger than my husband – we feel cheated’
Pensions Doctor: our reader is starting to regret saving for retirement
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‘I’m 75 and haven’t touched my state pension – how much is it worth now?’
Pensions Doctor: our reader wants to know the value of his lump sum after deferring
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‘Which of my three pensions should I take money from first?’
Pensions Doctor: our reader wants to know how his future contributions will be affected
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‘If I was contracted out of the extra state pension, can I top up my contributions now?’
Pensions Doctor: our reader is worried their retirement pot will suffer because of Serps
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‘I worry I’ll struggle solo in retirement – can I claim pension credit?’
Pensions Doctor: Our reader is expecting to retire on £200 a week and wants to know if she can get a benefits boost
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‘My once-generous pension is now earning a pittance – is this legal?’
Pensions Doctor: our reader feels short-changed by their workplace pension deal
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‘I’m 70, and my husband’s weekly state pension is £7 more than mine – am I being underpaid?’
Pensions Doctor: our reader can’t get a clear answer on her retirement income
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‘I’m 67 and self-employed – is it too late to start a private pension?’
Pensions Doctor: our reader is looking for the most efficient way to tap into her retirement pot
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‘I’m 65 and could boost my state pension – but is it worth it when I’ll pay more tax?’
Pensions Doctor: our reader wants to know if forking out extra contributions will pay off
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