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		‘I’m ready to enjoy retirement – how can I maximise my £46,000?’Rate My Portfolio: our reader wants to know if they should reposition their portfolio   
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		The steps you should take once you’ve become a higher-rate taxpayerTelegraph Money explains what to do once you cross the 40pc threshold   
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		NS&I slashes rate on savings bonds by half in two monthsCut to 2.95pc comes after rates were reduced in November from previous offer of 5.7pc   
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		Forget Premium Bonds – these NS&I accounts offer higher returnsTelegraph Money reveals the pros and cons of alternative schemes as prize fund reduced   
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		Premium Bond prize rate begins to tumbleImpending drop in March from 4.65pc to 4.4pc is first reduction since 2020   
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		Premium Bonds: how do you buy them and what are the chances of winning?Britain's most popular savings product pays out millions in prizes every month   
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		‘My job is to tell people they’ve won £1m – but not everyone is pleased to see me’Meet the real-life secret agents responsible for locating Premium Bonds prize winners   
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		Premium Bonds savers told to ‘brace’ for prize fund fallDrop comes as Chancellor freezes National Savings & Investment fundraising targets   
 
	 
	